Up to ent financing to own refugees who had been inserted as an ingredient off a municipal refugee lobby plan. The newest Swedish parliament enjoys decided to terminate the choice to make use of to have home equipment finance, productive . Thus youre don’t able to submit an application for a home products financing from CSN. For those who have already been supplied property equipment loan, youre to carry on making payments about loan as regular. Here you can read from the paying down your property equipment mortgage.
Table out of information
- Appeal with the loan
- Paying off the home gizmos mortgage
- Enticing against a decision of the CSN
Appeal into mortgage
CSN costs appeal into currency your obtain. Inside the 2023, the pace try step one,7 %. The attention are calculated on the time you get the loan if you do not features repaid the entire debt. As a result when you pay back the loan both of you you need to settle the money you have therefore the notice. The interest can’t be removed.
Paying down the house devices financing
You begin repaying the borrowed funds two years just after basic choosing the money. It will require ranging from step one and you may 7 years to settle the borrowed funds, based on how far your debt. We will instantly send you expenses-from inside the slips if it’s for you personally to begin making costs.
We’ll upload step 3 expenses-inside slides at a time. Each and every time we post this new expenses-in glides, we will fees an alerts fee regarding SEK 40. So it number so you’re able to a maximum of SEK 120 a year. If you fail to shell out their statements promptly, you will also have to blow a note payment away from SEK sixty.
You can begin and make payments in advance of 2 years features enacted, if you would like. In this situation, acquisition this new paying-in glides after logging for the Mina sidor Hemutrustningslan (My Profiles Home equipment financing) at .
You may choose make overpayments on the mortgage. In cases like this, change the matter mentioned toward investing-inside the slip. Should you want to pay the complete loan in a single payment, please call us.
Whenever you are having difficulty and then make payments
If you are having trouble and work out costs on the financing, you might apply at shell out reduced or even spend nothing within most of the to have a calendar year. CSN usually charge attention, even though you commonly and then make payments to your financing. This is why, your debt might possibly be broadening if you find yourself failing to pay.
If you’re unable to repay your loan
- We’ll deliver a note. You may then have to pay the fresh SEK 60 reminder commission.
- If you’re unable to pay even after receiving the new indication, we are going to publish a different reminder the following month, stating that we could terminate the borrowed funds to have quick fee.
- If you fail to pay, we’re going to cancel the mortgage to possess instantaneous fee. You’ll then discover a having to pay-into the slip for the entire loans. While the loan could have been ended, you no longer have the ability to sign up for deferred commission.
- If you cannot shell out that loan which had been terminated, we would pass the fresh state they the fresh Administration Expert ( Kronofogden ).
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Risk of number of non-percentage
In case your situation is handed on Enforcement Expert, your chance acquiring an eye on non-fee. Credit history people matter records of low-commission once they have received studies regarding Enforcement Power. UC and you will Kreditfakta was types of credit history enterprises.
While repaying out-of abroad
Are you presently settling your home gizmos mortgage away from another country than simply Sweden? There are different methods out of fee based where you happen to live. In some instances, the financial institution charge you getting handling the commission.
Repayment out-of equipment finance are to be built to CSN’s membership from the Danske Financial by using Bankgiro count 5201-1053.